Reflections on Digital Transformation in Chinese Regional Financial Holding Companies
Journal: Modern Economics & Management Forum DOI: 10.32629/memf.v4i1.1241
Abstract
This article explores the necessity of digital transformation in Chinese regional financial holding companies, based on the background of their digitalization efforts. It discusses the requirements set by policies, the demand for sustainable development in company operations, and the impact of the pandemic on driving digitalization. By analyzing specific challenges faced in the digital transformation of regional financial holding companies, clear pathways for progress are proposed.
Keywords
financial holding, digitalization, data
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[3]Sun Na. The impact of financial technology on commercial banks under the new situation and countermeasures[J]. Macroeconomic Management, 2018, (4): 72-79.
[4]Xie Zhichun, Zhao Xinglu, Liu Yuan. Financial technology development and digital strategic transformation of commercial banks[J]. China Soft Science, 2018, (8): 184-192.
[5]Wang Shuai, Fu Xinyao. Research on Digital Transformation of Financial Technology Empowering Commercial Banks at Home and Abroad[J]. Journal of Changchun Finance College, 2020, (1): 44-48.
[6]Wang Na, Wang Zaiquan. Research on Transformation Strategy of Commercial Banks in the Background of Financial Technology[J]. Modern Management Science, 2017, (7): 24-26.
[7]Wang Penghu. Digital transformation of commercial banks[J]. China Finance, 2018, (15):55-56.
[8]Chu Ying. Research on the development direction and approach of internet securities firms[J]. Modern Economic Information, 2014, (17): 361-363.
[9]Yang Xinan. Exploration of the transformation of securities companies under the wave of Internet finance[J]. Cooperative Economy and Technology, 2017, (16): 66-67.
[10]Zhao Fan. Research on the development of China's securities brokerage business under the background of internet finance[D]. Northwestern Normal University, 2016.
[11]ZHAO Han. Research on Digital Transformation of Zhongyuan Trust Based on Strategic Matching Model[D]. Zhengzhou University, 2021.
[12]Lu Minfeng. Research on the Impact of COVID-19 Crisis on Financial Industry and Digital Transformation — Taking Commercial Banks as an Example[J]. Journal of Radio and Television University: Philosophy and Social Sciences Edition, 2020, (1): 8-12.
[13]Xiao Yu, Li Shilin, Liang Bo. Application of Financial Technology in Banking Industry under the Impact of COVID-19 Epidemic: Theoretical Logic, Practical Characteristics and Transformation Path[J]. Financial Economics Research, 2020, 35(3): 14-17.
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