Research on the Path of Financial Technology Enabling Wealth Management
Journal: Modern Economics & Management Forum DOI: 10.32629/memf.v4i3.1374
Abstract
This article aims to explore how financial technology can enable wealth management. First, the paper defines the concept and connotation of financial technology and wealth management, and analyzes the theoretical mechanism of financial technology enabling wealth management. Then, the paper expounds the application of financial technology in wealth management practice, including intelligent investment advisory, robot financial adviser, digital asset allocation and intelligent insurance adviser. Finally, the paper analyzes the challenges faced by financial technology enabling wealth management, including regulatory policies, technical security, user acceptance and privacy protection challenges, and puts forward corresponding countermeasures.
Keywords
financial technology, wealth management, intelligent investment adviser
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[3] Shuqiang Zhou.(2020) Research on Wealth management Transformation of M Securities Company under the background of financial technology [D]. Master’s Thesis, Henan University of Economics and Law, Zhengzhou.
[4] Zhihua Lin. Path selection of financial service innovation enabled by financial technology [J]. Hebei Finance. 2020; (09):21-24+49.
[5] Ping Li. (2020) Research on Digital Wealth Management of Securities Company[D]. Master’s thesis, Hubei University of Technology, Wuhan.
[6] Yang Zhao, Yawen Jiang. Research on Wealth management transformation of securities operating institutions empowered by financial technology [J]. Journal of Financial Science and Technology. 2019; (10):36-45.
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